School Loans

AGSIRD student loans can cover up to 50% of tuition. More details are given in the loan package.

Here is a checklist of the procedure to follow:

• Download the loan package.

• Read it carefully, fill in and print the forms.

• Sign the promissory note and disclosure statement.

• Get signatures from your guarantors onto the two guarantee forms.

• Send the whole package (10 pages), by regular mail to
  American Graduate School of International Relations and Diplomacy
  Attention to the Financial Aid Officer
  101, boulevard Raspail
  75006 Paris

• The financial officer then reviews the documents, approves the loan and informs the student.

• Meet with the financial officer before the beginning of each semester to let him know how much of the loan you want to be released (maximum 50% of tuition).

• AGS, on the registration date of each semester, credits the student's current account by this amount and debits the student's loan account by the same amount. Interest begins to accrue from that day.

• The loan is fully used against tuition and never physically disbursed ; the student must pay the remaining part of his tuition and all other fees.

• However, if other payments added to the AGS loan create an excess on the student's account, AGS disburses this excess to the student immediately.

In the M.A. program, the loan must preferably be requested for an amount covering the two years of study (typically 14 courses x 2000 x 50% = 14000 euros) in order to avoid renewing the full process every semester. Each semester, the student can then decide how much of the loan he or she wishes to use, always up to a maximum of 50% of the semester's tuition. Interest bears only on amounts actually used.

Note: AGSIRD loans are not offered to students who are eligible for the Federal Family Education Loan Program.