Student Health Insurance
EU nationals should obtain a European Health Insurance Card (EHIC) prior to coming to France (more information here).
All other students, regardless of their nationality, may benefit from the French public health insurance. Different conditions apply depending on whether you are under or over 28 years old.
Non-EU students under 28
If you are under 28 years old and do not already have social security coverage, you are required to take out the French student medical insurance (Sécurité Sociale étudiante). This entitles you to a reimbursement of up to 70 % of the standard price of medical expenses incurred (or 100% in some exceptional cases such as some chronic diseases or injuries from an accident caused by another person).
Coverage is for one year from October 1 to September 30, regardless of when the student enrolls, and can be renewed. The rate for the academic year 2015-2016 is 215 Euros (this is indicated for reference only).
The subscription and payment are made through AGS: the school administration collects the necessary information (such as your date and place of birth) as well as your payment, and sends it to the French social security services. Note that AGS cannot be held responsible for any delays incurred by the French state.
In addition, you may also subscribe to a top-up (complementary) health insurance policy in order to ensure optimal reimbursement of healthcare expenses. These policies may cover up to 100% of the difference between the social security coverage and the actual medical expenses.
Non-EU students over 28
If you are over 28, you are eligible to the Couverture Maladie Universelle (CMU), a free state-provided health insurance. Subscription to the CMU is not done through the school; it has to be done by each student individually. Instructions and sign up forms can be found under this link.
Note that the subscription takes two to three months to process. Therefore, in the meantime, we recommend that you sign up for private insurance on a monthly basis. Once processed, the CMU coverage is valid for one year, and can be renewed.
Sir Christopher MacRae United Kingdom
I aim to help my students prepare for life beyond "the groves of academe" - especially how to ask the right questions to work out what is really going on out there. Along the way, they practice writing lucidly and succinctly. It is stimulating teaching such a lively crew. I hope they also find it fun being challenged to analyse the facts without prejudice and to think originally.