Student Health Insurance
Non-EU students under 28
Students under 28 are required to take out French student medical insurance, referred to as "Sécurité Sociale" or "Social Security". This entitles the student to a reimbursement of up to 70 % of the standard price of medical expenses incurred. Prescriptions, eyeglasses and dental expenses are subject to different rates.
Coverage for one year from October 1 to September 30, regardless of when the student enrolls, costs €213 for the academic year 2014-2015.
Students may also subscribe to a top-up (complementary) health insurance policy to ensure optimal reimbursement of healthcare expenses. These policies may cover up to 100% of the difference between "Sécurité Sociale" coverage and the actual medical expenses.
Such insurance policies may be subscribed to through the American Graduate School in Paris at one of these two organizations:
Non-EU students over 28
Special conditions apply to students who are 28 years old or older. LMDE offers a special plan covering 100% of the standard price of medical expenses, at a higher annual rate than the "Sécurité Sociale" for students under 28 (which covers up to 70% of medical expenses). This plan is entitled "International Student Cover". More information here.
These students may also subscribe to an optional top-up plan to ensure optimal reimbursement of their medical expenses. One possible such insurance for is www.assistance-etudiants.com.
See the AGS administrative office for more information.
Non-French EU-nationals are exempt from the above if they have a European Health Insurance Card (EHIC). More about this card on the EU website.
Stefan De Las Trinidad and Tobago
AGS brought me closer to the world, and to those multinational perspectives that always tended to evade a simple islander. My own ideals were tested and defended on a daily basis, as I was challenged by almost everyone, from German, Russian and Ghanaian classmates to Ambassadors and professors, who have time and again embraced the practical and academic realms of life. Paris' hard-knock life style, AGS' academic structure and my own drive to succeed have definitely provided me with the foundation to give working life the pursuit it deserves.